The underwriting process determines how much premium, or money, an insurance company should charge for that policy.
Part of the reason for the increase: we saw adverse weather in 2011 that eclipsed significant weather events of most other years.
The answer, contrary to our parent’s and grandparent’s insistence, is NO.
Not currently employed? 5 Paths to Affordable Health Insurance!
Binders are temporary contracts that declare a policy is in effect.
In general, property insurance for college students is determined by where your student is living.
The differences can exist in personal insurance, but when applied to commercial coverage, especially general and professional liability, the contrasts are distinct and often costly.
There are times when you need a friend to run an errand for you, a co-worker may need to borrow your car to do company business, or a family member may need to borrow your vehicle.
Realistic consumers must plan for potential insurance claims by determining and evaluating the difference between these two types of coverage: Replacement Cost and Actual Cash Value (ACV).
Someone who knows the business, its downfalls and upsides, and can guide you toward to making the right choices that suit your individual needs.
Awareness and preparation can keep you safe and reduce the adverse effects on your home, boat and other property.
It is always a good idea to consult with your independent insurance agent.
State law dictates that motor home owners hold liability insurance on their recreational vehicle (RV).
Depending on your policy, these items may not be covered or the limits of coverage may not be enough to replace them.
Did you know that owning certain “high risk” breeds such as Rottweilers, German Shepherds, and Pit Bulls may negatively affect your potential liability?
Most Boats are Not Covered under Your Home Insurance
Planning for your eventual death eases the overall anxiety of securing your financial future.
Like anything, you get what you pay for.
Sleep better knowing an Independent Insurance Agent is on your side.
Flood insurance is not included in standard homeowners insurance policies.