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Find out more information about how to save money on all your insurance needs!
What is Firearms Liability Insurance and do I need it?

A look at the financial exposures when a law-abiding citizen is actually forced to use a gun to protect his/her self, a loved one, or their personal property

Is Primary Flood Insurance Enough? Maybe Not.

What is excess flood insurance and what you need to know about this unique product. 

Identity Theft: How to Protect and Detect

We have become so used to everyday conveniences - public Wi-Fi in our coffee shops, malls, airports and restaurants; banking in the palm of our hand and access to shopping at any hour. The on demand world we live in can be beneficial and time-saving, but can also severely damage our identity including our finances, credit and more. It’s crucial to have a plan in place for protecting your identity with active monitoring to detect any suspicious activity before it can cause long lasting effects.

Thanksgiving - a Time for Family, Turkey and… Household Fires?

The threat of fires in the kitchen triples on Thanksgiving Day. Keep your family, your home and your bird safe from harm.

Cyber-attacks and Data Breaches. Not Just for Big Businesses.

Did you know 60% of all cybercrime is directed at small businesses? In fact, According to the National Cyber Security Alliance, one in five small businesses falls victim to cybercrime each year. And of those, some 60 percent go out of business within six months after an attack.

Insurance Life Cycle Infographic

An infographic on the insurance you need for each life event

5 Ways to Lower Insurance Costs for Teens

Sticker Shock when insuring a teen driver is common, but how can you and your teen save?

What You Need To Know About a BOP

Are you a business owner? Are you, your business and employees properly insured? Learn what a BOP is and what insurance you need for your individual business.

Is umbrella insurance right for you?

Why put your assets at risk? With an umbrella policy you can protect yourself and your family with a minimal investment.

Moving soon? Why you need renters insurance!

Renters insurance covers more then just your personal belongings.

Do you have your auto insurance and home insurance through the same company? There’s a discount for that!

Get insurance discounts by bundling your home and auto coverage plus…

Why do I need to inventory my property?

Do you keep a home inventory list? These apps will help you file an insurance claim when unforeseen events occur.

Summer is in full swing – are you getting the most out of the boating season?

Boaters would argue that they take better care of their boats than do car owners of their vehicles. Are you one of them?

How does credit affect insurance rates?

Most auto and homeowners insurance companies use a type of creditscore, known as an insurance score or a credit-based insurance score, todetermine a policy cost and terms.

4 Must Know Insurance Terms

Insurance Terms 101: Why do I need to know insurance terms?

First time home buyer? Here are some tips for finding the best homeowners insurance.

Did you just buy your first home? You may have auto insurance and renters insurance, but now you need homeowners insurance. In fact, it's a requirement when purchasing a home.

Does Your Insurance Agent Have a Mobile App?

A well designed mobile app from your insurance agency can be a great tool to make your insurance life easier!

Do You Track and Document Your Home Improvements and Repairs? You Should!

Is your homeowner's policy up for renewal? Don't forget to track and document all your home improvements and repairs!

Penalty Free Super Bowl Party

If you’re hosting a Super Bowl party, you are probably already devising a menu in your head. Chips? Check. Wings? Check. Beer? Check. Lawsuits?

The Heat Is (Safely) On

Home Fires Are More Prevalent In Winter

Oh No – It’s time to prepare for the coming winter!

You need to prepare now and there are a few insurance related areas you should think about when it comes to your winter preparedness.

Who needs Errors and Omissions (E&O) Insurance

Why Do Individuals and Companies Need E&O Insurance? Because We All Make Mistakes.

Should you buy pet insurance?

As vet bills continue to increase, pet insurance is an option to consider.

When Can I Drop Collision Coverage?

Is your car aging and depreciating. Is it time to cancel your collision coverage? How do you decide?

Do you need storage unit insurance?

Stuff, stuff and more stuff. Is my strorage unit covered under my home insurance?

What is an Annuity?

Annuities are designed to grow investment funds over a long period and produce a steady income during retirement.

Beginning Drivers and Car Insurance Requirements

When do I add a teen driver to my car insurance policy?

Tips to Protect Your Small Business From Fraud and Cybercrime

Companies with less than 100 employees lose approximately $155,000 each year to fraud.

Does My Roommate Need Renter's Insurance?

Does My Roommate Need Renter's Insurance? Some renter’s insurance policies cover roommates, but most do not.

Car Rental Insurance – Do I Need It?

Answer these questions now and be prepared for this summer’s excursion!

8 Common Gaps in Homeowners Coverage

8 Common Gaps in Homeowners Coverage – which may or may not be covered in your homeowners’ policy!

Uninsured Auto Coverage

In 2009, 13.8% of motorists, or about one in seven drivers, were uninsured.

On Which Social Media Site Will Your Agent Find You?

Not only do you as an individual and consumer seem to “have to” pick a social media site, but business people (including your local independent insurance agent) have to determine which site you might be using.

Collectibles: Are They Insured?

You may have spent years obtaining your collection, do not take a chance on losing it in one day.

Life Insurance: Term vs. Permanent

There are two main types of life insurance: Term and Permanent.

Insurance Grace Periods

It is important to review your coverage and learn of the specific grace periods surrounding your individual policy.

Car Insurance and Deer Accidents

Comprehensive car insurance covers damage to a vehicle caused by striking an animal.

New Year Insurance Review

How do you figure out how much insurance you need?

Safest Cars of 2013

One of the best ways to save money on your insurance is to drive a car that costs less to insure!

Trampolines Increase Insurance Risks

Trampolines Are Not Covered Under Some Homeowners’ Policies

What is Insurance Underwriting and Why is it Important?

The underwriting process determines how much premium, or money, an insurance company should charge for that policy.

Homeowner’s Insurance Rates Rising

Part of the reason for the increase: we saw adverse weather in 2011 that eclipsed significant weather events of most other years.

Does a Red Car Cost More to Insure?

The answer, contrary to our parent’s and grandparent’s insistence, is NO.

5 Paths to Affordable Health Insurance!

Not currently employed? 5 Paths to Affordable Health Insurance!

What Is An Insurance Binder?

Binders are temporary contracts that declare a policy is in effect.

Is My College Student Covered by My Home Insurance?

In general, property insurance for college students is determined by where your student is living.

Occurrence vs Claims Made Insurance Coverage

The differences can exist in personal insurance, but when applied to commercial coverage, especially general and professional liability, the contrasts are distinct and often costly.

Should I Let Someone Borrow My Car?

There are times when you need a friend to run an errand for you, a co-worker may need to borrow your car to do company business, or a family member may need to borrow your vehicle.

Replacement Cost Vs. Actual Cash Value?

Realistic consumers must plan for potential insurance claims by determining and evaluating the difference between these two types of coverage: Replacement Cost and Actual Cash Value (ACV).

Why Use An Insurance Agent?

Someone who knows the business, its downfalls and upsides, and can guide you toward to making the right choices that suit your individual needs.

Prepare Your Home for a Hurricane

Awareness and preparation can keep you safe and reduce the adverse effects on your home, boat and other property.

When Should I File An Insurance Claim?

It is always a good idea to consult with your independent insurance agent.

Why do I need RV Insurance?

State law dictates that motor home owners hold liability insurance on their recreational vehicle (RV).

Bling! Is your jewelry covered by home insurance?

Depending on your policy, these items may not be covered or the limits of coverage may not be enough to replace them.

Keep Your Home Insurance Out Of The Doghouse

Did you know that owning certain “high risk” breeds such as Rottweilers, German Shepherds, and Pit Bulls may negatively affect your potential liability?

What Does Boat Insurance Cover?

Most Boats are Not Covered under Your Home Insurance

I Don’t Plan To Die Anytime Soon, Why Do I Need Life Insurance?

Planning for your eventual death eases the overall anxiety of securing your financial future.

How Can I Find Cheap Car Insurance?

Like anything, you get what you pay for.

8 Reasons to Use an Independent Insurance Agent

Sleep better knowing an Independent Insurance Agent is on your side.

If I buy home insurance, am I automatically covered with flood insurance?

Flood insurance is not included in standard homeowners insurance policies.

InsuranceDeals4U.com Announces New Blog

InsuranceDeals4U.com Blog is SIAA's online resource for consumer generated insurance questions.

Get an Insurance Quote Now! Online or directly with a Member Agent.

Recent Posts

What is Firearms Liability Insurance and do I need it?

A look at the financial exposures when a law-abiding citizen is actually forced to use a gun to protect his/her self, a loved one, or their personal property

Is Primary Flood Insurance Enough? Maybe Not.

What is excess flood insurance and what you need to know about this unique product. 

Identity Theft: How to Protect and Detect

We have become so used to everyday conveniences - public Wi-Fi in our coffee shops, malls, airports and restaurants; banking in the palm of our hand and access to shopping at any hour. The on demand world we live in can be beneficial and time-saving, but can also severely damage our identity including our finances, credit and more. It’s crucial to have a plan in place for protecting your identity with active monitoring to detect any suspicious activity before it can cause long lasting effects.

Thanksgiving - a Time for Family, Turkey and… Household Fires?

The threat of fires in the kitchen triples on Thanksgiving Day. Keep your family, your home and your bird safe from harm.

Cyber-attacks and Data Breaches. Not Just for Big Businesses.

Did you know 60% of all cybercrime is directed at small businesses? In fact, According to the National Cyber Security Alliance, one in five small businesses falls victim to cybercrime each year. And of those, some 60 percent go out of business within six months after an attack.

Insurance Life Cycle Infographic

An infographic on the insurance you need for each life event

5 Ways to Lower Insurance Costs for Teens

Sticker Shock when insuring a teen driver is common, but how can you and your teen save?

What You Need To Know About a BOP

Are you a business owner? Are you, your business and employees properly insured? Learn what a BOP is and what insurance you need for your individual business.

Is umbrella insurance right for you?

Why put your assets at risk? With an umbrella policy you can protect yourself and your family with a minimal investment.

Moving soon? Why you need renters insurance!

Renters insurance covers more then just your personal belongings.

Do you have your auto insurance and home insurance through the same company? There’s a discount for that!

Get insurance discounts by bundling your home and auto coverage plus…

Why do I need to inventory my property?

Do you keep a home inventory list? These apps will help you file an insurance claim when unforeseen events occur.

Summer is in full swing – are you getting the most out of the boating season?

Boaters would argue that they take better care of their boats than do car owners of their vehicles. Are you one of them?

How does credit affect insurance rates?

Most auto and homeowners insurance companies use a type of creditscore, known as an insurance score or a credit-based insurance score, todetermine a policy cost and terms.

4 Must Know Insurance Terms

Insurance Terms 101: Why do I need to know insurance terms?

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